/* ══════════════════════════════════════
   WOW Investments tab — banker luxury
   ══════════════════════════════════════ */

#panel-investments .panel-content { padding-bottom: 0; }

.iv-wrap {
  max-width: 1240px;
  margin: 0 auto;
  padding: var(--sp-xl) var(--sp-lg) 0;
  color: var(--text);
}

/* ── HERO ── */
.iv-hero {
  text-align: center;
  padding: var(--sp-2xl) var(--sp-lg) var(--sp-xl);
  border-bottom: 1px solid var(--gold-border);
  margin-bottom: var(--sp-3xl);
  position: relative;
}
.iv-hero::after {
  content: '';
  position: absolute;
  left: 50%; bottom: -1px;
  width: 96px; height: 2px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
  transform: translateX(-50%);
}
.iv-hero-tag {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.32em;
  color: var(--gold);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-full);
  padding: 5px 16px;
  margin-bottom: 18px;
  background: rgba(201,168,76,0.05);
  text-transform: uppercase;
}
.iv-hero-title {
  font-family: var(--font-head);
  font-size: clamp(2.1rem, 4.5vw, 3.4rem);
  font-weight: 700;
  margin: 0 0 14px;
  background: linear-gradient(135deg, #f0d080, #c9a84c 70%, #b08930);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  letter-spacing: -0.01em;
}
.iv-hero-sub {
  max-width: 720px;
  margin: 0 auto 32px;
  font-size: 1.02rem;
  color: var(--text2);
  line-height: 1.65;
}

.iv-hero-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
  max-width: 980px;
  margin: 0 auto;
}
@media (max-width: 760px) {
  .iv-hero-strip { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 440px) {
  .iv-hero-strip { grid-template-columns: 1fr; }
}
.iv-pp {
  background: linear-gradient(135deg, rgba(255,255,255,0.025), rgba(255,255,255,0.005));
  border: 1px solid var(--border2);
  border-radius: var(--r-md);
  padding: 14px 12px 12px;
  text-align: left;
  position: relative;
  overflow: hidden;
  transition: transform 0.4s var(--ease-out), border-color 0.4s var(--ease-out), box-shadow 0.4s var(--ease-out);
}
.iv-pp::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--pp-color), transparent 60%);
  opacity: 0.08;
  pointer-events: none;
}
.iv-pp:hover {
  transform: translateY(-3px);
  border-color: var(--pp-color);
  box-shadow: 0 12px 32px rgba(0,0,0,0.4);
}
.iv-pp-num {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  color: var(--pp-color);
  font-weight: 600;
  margin-bottom: 4px;
}
.iv-pp-name {
  font-family: var(--font-head);
  font-size: 1.04rem;
  color: var(--text);
  font-weight: 600;
  line-height: 1.2;
  margin-bottom: 4px;
}
.iv-pp-tag {
  font-size: 0.66rem;
  color: var(--text3);
  letter-spacing: 0.18em;
  font-weight: 700;
  text-transform: uppercase;
}

/* ── SECTION SEPARATOR — gold sheen line between Why Invest In WOW sections ── */
.iv-sec-sep {
  position: relative;
  height: 1px;
  margin: 0 0 var(--sp-3xl);
  background: linear-gradient(90deg, transparent 0%, rgba(201,168,76,0.35) 20%, rgba(201,168,76,0.6) 50%, rgba(201,168,76,0.35) 80%, transparent 100%);
  overflow: visible;
}
.iv-sec-sep::after {
  content: '';
  position: absolute;
  left: 50%; top: -1px;
  width: 80px; height: 3px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
  transform: translateX(-50%);
  border-radius: 2px;
  animation: iv-sep-sheen 3s ease-in-out infinite;
}
@keyframes iv-sep-sheen {
  0%, 100% { opacity: 0.6; width: 80px; }
  50% { opacity: 1; width: 160px; }
}

/* ── SECTION SHELL ── */
.iv-section {
  margin: 0 0 var(--sp-3xl);
  position: relative;
}
.iv-sec-head {
  text-align: center;
  margin-bottom: var(--sp-xl);
  padding: 0 var(--sp-md);
}
.iv-sec-num {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 0.7rem;
  letter-spacing: 0.32em;
  color: var(--gold);
  background: rgba(201,168,76,0.07);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-full);
  padding: 5px 14px;
  margin-bottom: 14px;
  text-transform: uppercase;
}
.iv-sec-title {
  font-family: var(--font-head);
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  font-weight: 600;
  color: var(--text);
  margin: 0 0 10px;
  letter-spacing: -0.005em;
}
.iv-sec-sub {
  max-width: 720px;
  margin: 0 auto;
  color: var(--text2);
  font-size: 0.96rem;
  line-height: 1.6;
}

/* ── INPUT UTILITIES ── */
.iv-lbl {
  display: block;
  font-size: 0.78rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text3);
  font-weight: 700;
  margin-bottom: 10px;
}
.iv-lbl-hint {
  text-transform: none;
  letter-spacing: 0;
  font-weight: 500;
  color: var(--text3);
  margin-left: 6px;
  font-size: 0.72rem;
}
.iv-mini-lbl {
  font-size: 0.7rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--text3);
  font-weight: 700;
  margin-right: 4px;
}
.iv-input-wrap {
  position: relative;
  display: flex;
  align-items: center;
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--border2);
  border-radius: var(--r-md);
  padding: 10px 16px;
  transition: border-color 0.3s, box-shadow 0.3s;
}
.iv-input-wrap:focus-within {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.12);
}
.iv-input-wrap-lg { padding: 14px 20px; }
.iv-input-sym {
  font-family: var(--font-mono);
  font-size: 1.4rem;
  color: var(--gold);
  margin-right: 10px;
  font-weight: 600;
}
.iv-input-wrap-lg .iv-input-sym { font-size: 1.7rem; }
.iv-input-big {
  flex: 1;
  background: transparent;
  border: none;
  outline: none;
  font-family: var(--font-mono);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--text);
  width: 100%;
  -moz-appearance: textfield;
}
.iv-input-big::-webkit-outer-spin-button,
.iv-input-big::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.iv-alt-input { -moz-appearance: textfield; }
.iv-alt-input::-webkit-outer-spin-button,
.iv-alt-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.iv-input-wrap-lg .iv-input-big { font-size: 1.9rem; }
.iv-input-big::placeholder { color: rgba(255,255,255,0.18); }

.iv-pillrow {
  display: flex;
  gap: 6px;
  align-items: center;
  flex-wrap: wrap;
  margin-top: 16px;
}
.iv-pill {
  border: 1px solid var(--border2);
  background: transparent;
  color: var(--text2);
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  padding: 6px 14px;
  border-radius: var(--r-full);
  cursor: pointer;
  transition: all 0.22s;
}
.iv-pill:hover { color: var(--gold); border-color: var(--gold-border); }
.iv-pill.active {
  background: linear-gradient(135deg, var(--gold), #e6c068);
  color: var(--bg);
  border-color: var(--gold);
  box-shadow: 0 6px 16px rgba(201,168,76,0.28);
}

.iv-meta-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 20px;
}
.iv-meta-cell {
  background: rgba(255,255,255,0.025);
  border: 1px solid var(--border2);
  border-radius: var(--r-sm);
  padding: 10px 12px;
  text-align: center;
}
.iv-meta-lbl {
  display: block;
  font-size: 0.62rem;
  letter-spacing: 0.18em;
  color: var(--text3);
  font-weight: 700;
  text-transform: uppercase;
  margin-bottom: 4px;
}
.iv-meta-val {
  display: block;
  font-family: var(--font-mono);
  font-size: 1.04rem;
  color: var(--gold);
  font-weight: 600;
}

/* ══════════════════════════════════════
   ANGLE 1
   ══════════════════════════════════════ */
.iv-a1-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.15fr);
  gap: 24px;
  align-items: start;
}
.iv-a1-input,
.iv-a1-out {
  background: linear-gradient(135deg, rgba(255,255,255,0.02), rgba(255,255,255,0.005));
  border: 1px solid var(--border2);
  border-radius: var(--r-lg);
  padding: 28px;
}
.iv-a1-out {
  background: linear-gradient(135deg, rgba(201,168,76,0.06), rgba(201,168,76,0.01));
  border-color: var(--gold-border);
}

.iv-a1-erosion { text-align: center; padding-bottom: 18px; border-bottom: 1px solid rgba(201,168,76,0.18); margin-bottom: 18px; }
.iv-a1-eros-lbl { font-size: 0.72rem; letter-spacing: 0.18em; color: var(--text3); font-weight: 700; text-transform: uppercase; margin-bottom: 8px; }
.iv-a1-eros-num {
  font-family: var(--font-mono);
  font-size: clamp(1.8rem, 4.5vw, 2.6rem);
  font-weight: 700;
  background: linear-gradient(135deg, #f0d080, #c9a84c);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: 6px;
  letter-spacing: -0.02em;
  transition: transform 0.32s;
}
.iv-a1-eros-sub { font-size: 0.82rem; color: var(--text2); }
.iv-a1-arrow { text-align: center; font-size: 0.7rem; letter-spacing: 0.22em; color: var(--gold); font-weight: 700; text-transform: uppercase; margin: 4px 0 14px; }

.iv-a1-reco { display: grid; grid-template-columns: 1fr; gap: 12px; }
.iv-reco-card {
  border-radius: var(--r-md);
  padding: 16px 18px;
  border: 1px solid var(--border2);
  position: relative;
}
.iv-reco-launch {
  background: linear-gradient(135deg, rgba(201,168,76,0.13), rgba(201,168,76,0.03));
  border-color: var(--gold);
  box-shadow: 0 0 0 1px rgba(201,168,76,0.18);
}
.iv-reco-post {
  background: rgba(255,255,255,0.025);
  opacity: 0.85;
}
.iv-reco-tag {
  display: inline-block;
  font-size: 0.62rem;
  font-weight: 800;
  letter-spacing: 0.22em;
  color: var(--gold);
  background: rgba(0,0,0,0.25);
  padding: 3px 9px;
  border-radius: var(--r-full);
  margin-bottom: 10px;
  text-transform: uppercase;
}
.iv-reco-post .iv-reco-tag { color: var(--text3); }
.iv-reco-lvl { font-family: var(--font-head); font-size: 1.05rem; color: var(--text); font-weight: 600; }
.iv-reco-total { font-family: var(--font-mono); font-size: 1.7rem; font-weight: 700; color: var(--gold); margin-top: 4px; }
.iv-reco-post .iv-reco-total { color: var(--text2); }
.iv-reco-sub { font-size: 0.78rem; color: var(--text2); margin-top: 2px; }
.iv-reco-perks { list-style: none; padding: 0; margin: 12px 0 0; font-size: 0.85rem; color: var(--text2); }
.iv-reco-perks li { padding-left: 18px; position: relative; margin-bottom: 5px; line-height: 1.5; }
.iv-reco-perks li::before { content: '✓'; position: absolute; left: 0; color: var(--gold); font-weight: 800; }
.iv-reco-perks li strong { color: var(--gold); }
.iv-reco-delta { font-size: 0.84rem; color: var(--text3); margin-top: 8px; font-family: var(--font-mono); }

/* ══════════════════════════════════════
   ANGLE 2
   ══════════════════════════════════════ */
.iv-a2-top {
  max-width: 720px;
  margin: 0 auto 28px;
  background: linear-gradient(135deg, rgba(255,255,255,0.025), rgba(255,255,255,0.008));
  border: 1px solid var(--border2);
  border-radius: var(--r-lg);
  padding: 24px;
  text-align: center;
}
.iv-a2-top .iv-lbl { text-align: center; }
.iv-bar-wrap { margin-top: 18px; }
.iv-bar-track {
  height: 8px;
  background: rgba(255,255,255,0.06);
  border-radius: var(--r-full);
  overflow: hidden;
  margin-bottom: 8px;
}
.iv-bar-fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, var(--gold), #e6c068);
  border-radius: var(--r-full);
  transition: width 0.4s var(--ease-out);
}
.iv-bar-fill.iv-bar-over { background: linear-gradient(90deg, #d9544a, #cf8a2e); }
.iv-bar-meta { font-size: 0.78rem; color: var(--text3); font-family: var(--font-mono); }

.iv-a2-alts { display: flex; flex-direction: column; gap: 12px; }
.iv-alt-row {
  background: rgba(255,255,255,0.02);
  border: 1px solid var(--border2);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: border-color 0.3s, box-shadow 0.3s;
}
.iv-alt-row:hover { border-color: var(--gold-border); }
.iv-alt-head {
  display: grid;
  grid-template-columns: 38px 1fr auto;
  gap: 14px;
  align-items: center;
  padding: 14px 18px;
}
.iv-alt-ico {
  width: 38px; height: 38px;
  display: flex; align-items: center; justify-content: center;
  background: rgba(201,168,76,0.08);
  border-radius: var(--r-sm);
  color: var(--gold);
}
.iv-alt-name { font-family: var(--font-body); font-size: 0.96rem; font-weight: 600; color: var(--text); }
.iv-alt-input-wrap {
  display: flex; align-items: center; gap: 6px;
  background: rgba(0,0,0,0.25);
  border: 1px solid var(--border2);
  border-radius: var(--r-sm);
  padding: 6px 12px;
  min-width: 170px;
}
.iv-alt-sym { color: var(--gold); font-family: var(--font-mono); font-weight: 600; font-size: 1.05rem; }
.iv-alt-input {
  background: transparent;
  border: none;
  outline: none;
  font-family: var(--font-mono);
  font-size: 1.05rem;
  color: var(--text);
  width: 100%;
  font-weight: 600;
}
.iv-alt-input::placeholder { color: rgba(255,255,255,0.18); }

/* Inputs row: amount + % side by side */
.iv-alt-inputs-row {
  display: flex;
  align-items: center;
  gap: 8px;
}
.iv-alt-pct-wrap {
  display: flex;
  align-items: center;
  gap: 4px;
  background: rgba(201,168,76,0.06);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: var(--r-sm);
  padding: 6px 10px;
  min-width: 70px;
}
.iv-alt-pct {
  background: transparent;
  border: none;
  outline: none;
  font-family: var(--font-mono);
  font-size: 0.9rem;
  color: var(--text);
  width: 40px;
  font-weight: 600;
  text-align: right;
}
.iv-alt-pct::-webkit-inner-spin-button,
.iv-alt-pct::-webkit-outer-spin-button { -webkit-appearance: none; margin: 0; }
.iv-alt-pct::placeholder { color: rgba(255,255,255,0.15); }
.iv-alt-pct-sym { color: var(--gold); font-family: var(--font-mono); font-size: 0.88rem; font-weight: 700; }

/* Surplus row layout */
.iv-a2-surplus-row { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 12px; }
.iv-a2-surplus-hint { font-size: 0.75rem; color: var(--text3); font-style: italic; }

.iv-alt-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.5s var(--ease-out);
}
.iv-alt-body.iv-alt-open {
  max-height: 720px;
  animation: iv-alt-reveal 0.55s var(--ease-out);
}
@keyframes iv-alt-reveal {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}

.iv-alt-cmp {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 40px minmax(0, 1fr);
  gap: 14px;
  padding: 0 18px 18px;
  align-items: start;
}
.iv-alt-left, .iv-alt-right {
  background: rgba(0,0,0,0.2);
  border-radius: var(--r-sm);
  padding: 14px;
  border: 1px solid var(--border2);
}
.iv-alt-right {
  background: linear-gradient(135deg, rgba(201,168,76,0.1), rgba(201,168,76,0.02));
  border-color: var(--gold-border);
}
.iv-alt-stat { display: flex; justify-content: space-between; align-items: baseline; padding: 6px 0; font-size: 0.86rem; color: var(--text2); }
.iv-alt-stat strong { color: var(--text); font-family: var(--font-mono); }
.iv-alt-stat em { color: var(--text3); font-style: normal; font-size: 0.78rem; margin-left: 4px; }
.iv-stat-drag strong { color: #d9544a; }
.iv-alt-net {
  display: flex; justify-content: space-between; align-items: baseline;
  margin-top: 6px;
  padding: 10px 0 0;
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 0.92rem;
}
.iv-alt-net span { color: var(--text2); }
.iv-alt-net strong { font-family: var(--font-mono); font-size: 1.15rem; }
.iv-net-pos strong { color: #2fa58f; }
.iv-net-neg strong { color: #d9544a; }
.iv-alt-lens { font-size: 0.78rem; color: var(--text2); line-height: 1.55; margin-top: 10px; font-style: italic; }

.iv-alt-flow {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center;
  color: var(--gold);
  font-size: 0.62rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}
.iv-flow-arrow {
  font-size: 1.8rem;
  background: linear-gradient(135deg, var(--gold), #e6c068);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: iv-flow-pulse 2.2s ease-in-out infinite;
}
@keyframes iv-flow-pulse {
  0%, 100% { transform: translateX(0); opacity: 1; }
  50%      { transform: translateX(4px); opacity: 0.7; }
}
.iv-flow-lbl { display: block; margin-top: 4px; line-height: 1.3; }

.iv-alt-wow-tag {
  display: inline-block;
  font-size: 0.6rem;
  letter-spacing: 0.22em;
  color: var(--gold);
  font-weight: 800;
  margin-bottom: 6px;
  text-transform: uppercase;
}
.iv-alt-wow-total {
  font-family: var(--font-mono);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 10px;
}
.iv-alt-wow-list { list-style: none; padding: 0; margin: 0; font-size: 0.82rem; color: var(--text2); }
.iv-alt-wow-list li { padding-left: 16px; position: relative; margin-bottom: 4px; line-height: 1.5; }
.iv-alt-wow-list li::before { content: '◆'; position: absolute; left: 0; color: var(--gold); font-size: 0.65rem; top: 4px; }
.iv-alt-wow-list strong { color: var(--gold); }

.iv-a2-wow {
  position: sticky;
  top: 90px;
  background: linear-gradient(135deg, rgba(255,255,255,0.025), rgba(255,255,255,0.008));
  border: 1px solid var(--border2);
  border-radius: var(--r-lg);
  padding: 24px;
}
.iv-wow-empty { text-align: center; color: var(--text3); padding: 32px 8px; font-size: 0.92rem; }
.iv-wow-empty-ico { font-size: 2.2rem; color: var(--gold); opacity: 0.5; margin-bottom: 10px; }

.iv-wow-summary-head { font-size: 0.78rem; letter-spacing: 0.14em; color: var(--text3); font-weight: 700; text-transform: uppercase; margin-bottom: 14px; text-align: center; }
.iv-wow-summary-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 14px; }
.iv-wow-card {
  border-radius: var(--r-md);
  padding: 14px 12px;
  text-align: center;
}
.iv-wow-now {
  background: linear-gradient(135deg, rgba(201,168,76,0.16), rgba(201,168,76,0.04));
  border: 1px solid var(--gold);
}
.iv-wow-later {
  background: rgba(255,255,255,0.025);
  border: 1px solid var(--border2);
  opacity: 0.85;
}
.iv-wow-tag { font-size: 0.58rem; letter-spacing: 0.22em; font-weight: 800; color: var(--gold); margin-bottom: 4px; text-transform: uppercase; }
.iv-wow-later .iv-wow-tag { color: var(--text3); }
.iv-wow-lvl { font-size: 0.78rem; color: var(--text2); margin-bottom: 4px; }
.iv-wow-total { font-family: var(--font-mono); font-size: 1.3rem; font-weight: 700; color: var(--gold); margin-bottom: 6px; }
.iv-wow-later .iv-wow-total { color: var(--text2); }
.iv-wow-perk { font-size: 0.72rem; color: var(--text2); line-height: 1.4; }
.iv-wow-perk strong { color: var(--gold); font-family: var(--font-mono); }
.iv-wow-delta {
  font-size: 0.86rem;
  text-align: center;
  color: var(--text2);
  line-height: 1.55;
  padding-top: 14px;
  border-top: 1px solid rgba(201,168,76,0.18);
}
.iv-wow-delta strong { color: var(--gold); font-family: var(--font-mono); }

/* ══════════════════════════════════════
   ANGLE 3
   ══════════════════════════════════════ */
.iv-a3-controls {
  display: flex;
  gap: 12px;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 22px;
}
.iv-a3-lvls, .iv-a3-durs { display: flex; gap: 6px; }

.iv-a3-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 56px minmax(0, 1fr);
  gap: 14px;
  align-items: stretch;
  margin-bottom: 22px;
}
.iv-a3-card {
  border-radius: var(--r-lg);
  padding: 20px;
  border: 1px solid var(--border2);
}
.iv-a3-now {
  background: linear-gradient(135deg, rgba(201,168,76,0.13), rgba(201,168,76,0.03));
  border-color: var(--gold);
  box-shadow: 0 8px 32px rgba(201,168,76,0.12);
}
.iv-a3-later {
  background: rgba(255,255,255,0.022);
  opacity: 0.88;
}
.iv-a3-tag { display: inline-block; font-size: 0.6rem; letter-spacing: 0.22em; font-weight: 800; padding: 4px 10px; border-radius: var(--r-full); margin-bottom: 14px; text-transform: uppercase; }
.iv-a3-tag-gold { color: var(--gold); background: rgba(201,168,76,0.12); border: 1px solid var(--gold-border); }
.iv-a3-tag-grey { color: var(--text3); background: rgba(255,255,255,0.05); border: 1px solid var(--border2); }
.iv-a3-mono {
  font-family: var(--font-mono);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 16px;
}
.iv-a3-later .iv-a3-mono { color: var(--text2); }
.iv-a3-mono span { font-size: 0.7rem; color: var(--text3); letter-spacing: 0.1em; }
.iv-a3-row {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 7px 0;
  font-size: 0.86rem;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.iv-a3-row:last-child { border-bottom: none; }
.iv-a3-row span { color: var(--text2); }
.iv-a3-row strong { font-family: var(--font-mono); color: var(--text); }
.iv-a3-hi { padding-top: 12px; margin-top: 6px; border-top: 1px solid rgba(201,168,76,0.22); border-bottom: none; }
.iv-a3-hi strong { color: var(--gold); font-size: 1.1rem; }
.iv-a3-later .iv-a3-hi strong { color: var(--text2); }

.iv-a3-vs {
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono);
  font-size: 0.9rem;
  letter-spacing: 0.32em;
  color: var(--gold);
  font-weight: 800;
}

.iv-a3-banner {
  background: linear-gradient(135deg, rgba(201,168,76,0.18), rgba(201,168,76,0.04));
  border: 1px solid var(--gold);
  border-radius: var(--r-lg);
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 22px;
  margin-bottom: 16px;
}
.iv-a3-banner-num {
  font-family: var(--font-mono);
  font-size: 2.1rem;
  font-weight: 700;
  background: linear-gradient(135deg, #f0d080, #c9a84c);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  letter-spacing: -0.02em;
  white-space: nowrap;
}
.iv-a3-banner-txt {
  color: var(--text);
  font-size: 0.96rem;
  line-height: 1.5;
}
.iv-a3-banner-sub { color: var(--text3); font-size: 0.8rem; }

.iv-a3-commission {
  background: rgba(255,255,255,0.022);
  border: 1px solid var(--border2);
  border-radius: var(--r-lg);
  padding: 18px 20px;
}
.iv-comm-head {
  font-size: 0.74rem;
  letter-spacing: 0.16em;
  color: var(--text3);
  font-weight: 700;
  text-transform: uppercase;
  margin-bottom: 12px;
}
.iv-comm-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.iv-comm-cell {
  background: rgba(0,0,0,0.22);
  border: 1px solid var(--border2);
  border-radius: var(--r-md);
  padding: 12px 14px;
}
.iv-comm-sect { font-family: var(--font-head); font-size: 0.95rem; color: var(--text); margin-bottom: 8px; font-weight: 600; }
.iv-comm-row { display: flex; justify-content: space-between; align-items: baseline; font-size: 0.82rem; color: var(--text2); padding: 3px 0; }
.iv-comm-row strong { font-family: var(--font-mono); font-size: 1rem; }
.iv-comm-now { color: var(--gold); }
.iv-comm-later { color: var(--text2); }

/* ══════════════════════════════════════
   Final Recommendation
   ══════════════════════════════════════ */
.iv-final { padding-bottom: var(--sp-3xl); }
.iv-reco-final {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
  background: linear-gradient(135deg, rgba(201,168,76,0.13), rgba(201,168,76,0.02)), linear-gradient(135deg, #0e1426, #07101e);
  border: 1px solid var(--gold);
  border-radius: var(--r-xl);
  padding: 36px 32px;
  box-shadow: 0 24px 64px rgba(0,0,0,0.5), 0 0 0 1px rgba(201,168,76,0.16);
  position: relative;
  overflow: hidden;
}
.iv-reco-final::before {
  content: '';
  position: absolute;
  inset: -2px;
  background: linear-gradient(135deg, transparent, rgba(201,168,76,0.4), transparent);
  border-radius: inherit;
  z-index: -1;
  filter: blur(8px);
  opacity: 0.5;
}
.iv-reco-final-lvl { font-size: 0.72rem; letter-spacing: 0.22em; color: var(--gold); font-weight: 800; text-transform: uppercase; }
.iv-reco-final-name {
  font-family: var(--font-head);
  font-size: 1.8rem;
  color: var(--text);
  margin: 6px 0 4px;
  font-weight: 600;
}
.iv-reco-final-primary { font-size: 0.84rem; color: var(--text2); margin-bottom: 18px; }
.iv-reco-final-total {
  font-family: var(--font-mono);
  font-size: clamp(2.2rem, 5vw, 3rem);
  font-weight: 700;
  background: linear-gradient(135deg, #f0d080, #c9a84c);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  letter-spacing: -0.02em;
  margin: 4px 0;
}
.iv-reco-final-sub { color: var(--text2); font-size: 0.92rem; margin-bottom: 22px; }
.iv-reco-final-cta { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* ══════════════════════════════════════
   Responsive
   ══════════════════════════════════════ */
@media (max-width: 980px) {
  .iv-a1-grid { grid-template-columns: 1fr; }
  .iv-alt-inputs-row { flex-direction: column; align-items: flex-end; gap: 4px; }
  .iv-alt-cmp { grid-template-columns: 1fr; }
  .iv-alt-flow { padding: 10px 0; flex-direction: row; gap: 10px; }
  .iv-flow-arrow { transform: rotate(90deg); }
  .iv-a3-grid { grid-template-columns: 1fr; }
  .iv-a3-vs { padding: 6px 0; }
  .iv-a3-banner { flex-direction: column; text-align: center; gap: 8px; }
  .iv-hero-strip { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .iv-wrap { padding: var(--sp-md) var(--sp-sm) 0; }
  .iv-a1-input, .iv-a1-out, .iv-a2-top { padding: 18px; }
  .iv-alt-head { grid-template-columns: 30px 1fr; gap: 10px; padding: 12px 14px; }
  .iv-alt-input-wrap { grid-column: 1 / -1; min-width: 0; }
  .iv-alt-cmp { padding: 0 14px 14px; }
  .iv-comm-grid { grid-template-columns: 1fr; }
  .iv-reco-final { padding: 24px 18px; }
}

/* ══════════════════════════════════════
   7 Real Concerns — button + slide-in panel
   ══════════════════════════════════════ */
.iv-concerns-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, rgba(201,168,76,0.13), rgba(201,168,76,0.04));
  border: 1px solid var(--gold-border);
  color: var(--gold);
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  padding: 8px 14px;
  border-radius: var(--r-full);
  cursor: pointer;
  margin-top: 14px;
  text-transform: uppercase;
  transition: all 0.28s var(--ease-out);
  position: relative;
  overflow: hidden;
}
.iv-concerns-btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent 30%, rgba(255,221,140,0.32) 50%, transparent 70%);
  transform: translateX(-100%);
  transition: transform 0.7s ease;
}
.iv-concerns-btn:hover {
  background: linear-gradient(135deg, rgba(201,168,76,0.22), rgba(201,168,76,0.08));
  border-color: var(--gold);
  box-shadow: 0 8px 22px rgba(201,168,76,0.22);
  transform: translateY(-1px);
}
.iv-concerns-btn:hover::before { transform: translateX(100%); }
.iv-cc-arrow { transition: transform 0.3s; font-weight: 800; }
.iv-concerns-btn:hover .iv-cc-arrow { transform: translateX(3px); }

/* Backdrop + slide-in panel */
.iv-cp {
  position: fixed;
  inset: 0;
  z-index: 9000;
  pointer-events: none;
}
.iv-cp-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(2,4,10,0.62);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  opacity: 0;
  transition: opacity 0.36s var(--ease-out);
  pointer-events: auto;
}
.iv-cp-panel {
  position: absolute;
  top: 0;
  left: 0;
  bottom: 0;
  width: min(560px, 92vw);
  background: linear-gradient(135deg, rgba(14,22,40,0.98), rgba(7,12,22,0.98));
  border-right: 1px solid var(--gold-border);
  box-shadow: 24px 0 64px rgba(0,0,0,0.6);
  transform: translateX(-105%);
  transition: transform 0.42s var(--ease-out);
  pointer-events: auto;
  display: flex;
  flex-direction: column;
  overflow: hidden;
}
.iv-cp-open .iv-cp-backdrop { opacity: 1; }
.iv-cp-open .iv-cp-panel { transform: translateX(0); }

.iv-cp-head {
  position: relative;
  padding: 22px 56px 18px 24px;
  border-bottom: 1px solid rgba(201,168,76,0.18);
  background: linear-gradient(135deg, rgba(201,168,76,0.07), transparent);
  flex-shrink: 0;
}
.iv-cp-tag {
  display: inline-block;
  font-size: 0.66rem;
  letter-spacing: 0.28em;
  font-weight: 800;
  color: var(--gold);
  background: rgba(201,168,76,0.08);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-full);
  padding: 4px 12px;
  margin-bottom: 12px;
  text-transform: uppercase;
}
.iv-cp-title {
  font-family: var(--font-head);
  font-size: 1.45rem;
  font-weight: 600;
  color: var(--text);
  margin: 0 0 6px;
  letter-spacing: -0.005em;
}
.iv-cp-sub {
  font-size: 0.84rem;
  color: var(--text2);
  line-height: 1.55;
  margin: 0;
}
.iv-cp-close {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 32px; height: 32px;
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--border2);
  border-radius: 50%;
  color: var(--text2);
  font-size: 0.9rem;
  cursor: pointer;
  transition: all 0.22s;
}
.iv-cp-close:hover { color: var(--gold); border-color: var(--gold); background: rgba(201,168,76,0.1); }

.iv-cp-list {
  flex: 1;
  overflow-y: auto;
  padding: 8px 0 24px;
}
.iv-cp-list::-webkit-scrollbar { width: 6px; }
.iv-cp-list::-webkit-scrollbar-thumb { background: rgba(201,168,76,0.3); border-radius: 3px; }

.iv-cp-item {
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.iv-cp-row {
  width: 100%;
  background: none;
  border: none;
  display: grid;
  grid-template-columns: 40px 1fr 26px;
  align-items: center;
  gap: 12px;
  padding: 16px 24px;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-body);
  color: var(--text);
  transition: background 0.22s;
}
.iv-cp-row:hover { background: rgba(201,168,76,0.04); }
.iv-cp-num {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.14em;
}
.iv-cp-row-title {
  font-family: var(--font-head);
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0;
  line-height: 1.3;
  background: linear-gradient(135deg, #f0d080, #c9a84c);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}
.iv-cp-row-caret {
  font-family: var(--font-mono);
  color: var(--text3);
  font-size: 1.1rem;
  font-weight: 400;
  transition: transform 0.3s, color 0.22s;
  text-align: center;
}
.iv-cp-item-open .iv-cp-row-caret { transform: rotate(45deg); color: var(--gold); }

.iv-cp-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.42s var(--ease-out);
  padding: 0 24px 0 76px;
}
.iv-cp-item-open .iv-cp-body { max-height: 360px; }
.iv-cp-body p {
  font-size: 0.9rem;
  line-height: 1.62;
  color: var(--text2);
  padding: 2px 0 18px;
  margin: 0;
}
.iv-cp-body p strong { color: var(--gold); font-weight: 600; }

@media (max-width: 600px) {
  .iv-cp-panel { width: 100vw; border-right: none; }
  .iv-cp-row { grid-template-columns: 32px 1fr 22px; padding: 14px 16px; }
  .iv-cp-body { padding: 0 16px 0 52px; }
  .iv-cp-head { padding: 18px 50px 14px 16px; }
  .iv-cp-title { font-size: 1.2rem; }
}

/* ══════════════════════════════════════
   Per-Allocation WOW Conversion Cards (stacked)
   ══════════════════════════════════════ */
.iv-wow-stack-head {
  text-align: center;
  margin-bottom: 14px;
}
.iv-wow-stack-tag {
  display: inline-block;
  font-size: 0.66rem;
  letter-spacing: 0.28em;
  font-weight: 800;
  color: var(--gold);
  background: rgba(201,168,76,0.08);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-full);
  padding: 4px 14px;
  text-transform: uppercase;
  margin-bottom: 6px;
}
.iv-wow-stack-meta {
  font-size: 0.76rem;
  color: var(--text2);
  font-family: var(--font-mono);
}

.iv-conv-stack {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.iv-conv-card {
  background: linear-gradient(135deg, rgba(201,168,76,0.09), rgba(201,168,76,0.015));
  border: 1px solid var(--gold);
  border-radius: var(--r-lg);
  padding: 16px 16px 14px;
  position: relative;
  overflow: hidden;
  animation: iv-conv-pop 0.6s var(--ease-out) both;
  box-shadow: 0 10px 28px rgba(0,0,0,0.32), 0 0 0 1px rgba(201,168,76,0.1);
}
.iv-conv-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent 30%, rgba(255,221,140,0.16) 50%, transparent 70%);
  transform: translateX(-100%);
  pointer-events: none;
  animation: iv-conv-sheen 1.5s ease-out 0.3s 1;
}
@keyframes iv-conv-pop {
  from { opacity: 0; transform: translateY(14px) scale(0.97); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}
@keyframes iv-conv-sheen {
  to { transform: translateX(100%); }
}

.iv-conv-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 36px minmax(0, 1fr);
  gap: 8px;
  align-items: stretch;
  margin-bottom: 12px;
}
.iv-conv-from, .iv-conv-to {
  display: flex;
  flex-direction: column;
  gap: 3px;
  background: rgba(0,0,0,0.22);
  border: 1px solid var(--border2);
  border-radius: var(--r-md);
  padding: 10px 12px;
}
.iv-conv-to {
  background: linear-gradient(135deg, rgba(201,168,76,0.13), rgba(201,168,76,0.04));
  border-color: var(--gold);
}
.iv-conv-lbl {
  font-size: 0.6rem;
  letter-spacing: 0.22em;
  font-weight: 800;
  color: var(--text3);
  text-transform: uppercase;
}
.iv-conv-to .iv-conv-lbl { color: var(--gold); }
.iv-conv-from-name, .iv-conv-to-name {
  font-family: var(--font-head);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text);
  line-height: 1.2;
}
.iv-conv-from-amt, .iv-conv-to-amt {
  font-family: var(--font-mono);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--gold);
  margin-top: 2px;
}
.iv-conv-from-amt { color: var(--text2); }

.iv-conv-arrow {
  display: flex;
  align-items: center;
  justify-content: center;
}
.iv-conv-arrow-glyph {
  font-size: 1.7rem;
  background: linear-gradient(135deg, var(--gold), #e6c068);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: iv-flow-pulse 2.4s ease-in-out infinite;
}

.iv-conv-perks {
  list-style: none;
  padding: 0;
  margin: 0 0 10px;
  font-size: 0.82rem;
  color: var(--text2);
}
.iv-conv-perks li { padding-left: 16px; position: relative; margin-bottom: 4px; line-height: 1.5; }
.iv-conv-perks li::before { content: '◆'; position: absolute; left: 0; color: var(--gold); font-size: 0.62rem; top: 4px; }
.iv-conv-perks li strong { color: var(--gold); font-family: var(--font-mono); }

.iv-conv-vs {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding-top: 10px;
  border-top: 1px solid rgba(201,168,76,0.18);
  font-size: 0.76rem;
  color: var(--text2);
}
.iv-conv-vs strong { font-family: var(--font-mono); color: var(--gold); font-weight: 700; font-size: 0.92rem; }

@media (max-width: 600px) {
  .iv-conv-head { grid-template-columns: 1fr; }
  .iv-conv-arrow-glyph { transform: rotate(90deg); }
}

/* ══════════════════════════════════════
   Verdict — animated reasoning, confetti, VIP gift, tax toggle, gold sheen
   ══════════════════════════════════════ */
.iv-verdict-reasoning {
  max-width: 720px;
  margin: 0 auto 18px;
  background: linear-gradient(135deg, rgba(255,255,255,0.025), rgba(255,255,255,0.005));
  border: 1px solid var(--gold-border);
  border-radius: var(--r-lg);
  padding: 18px 22px;
  text-align: left;
}
.iv-vr-tag {
  font-size: 0.66rem;
  letter-spacing: 0.24em;
  font-weight: 800;
  color: var(--gold);
  text-transform: uppercase;
  margin-bottom: 14px;
  text-align: center;
}
.iv-vr-rows { display: flex; flex-direction: column; gap: 10px; }
.iv-vr-row {
  display: grid;
  grid-template-columns: 28px 1fr;
  gap: 12px;
  align-items: start;
  font-size: 0.93rem;
  color: var(--text);
  line-height: 1.5;
  opacity: 0;
  transform: translateX(-12px);
  animation: iv-vr-in 0.55s var(--ease-out) forwards;
}
@keyframes iv-vr-in {
  to { opacity: 1; transform: translateX(0); }
}
.iv-vr-tick {
  width: 24px; height: 24px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), #e6c068);
  color: var(--bg);
  font-size: 0.78rem;
  font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 10px rgba(201,168,76,0.32);
}
.iv-vr-txt strong { color: var(--gold); font-family: var(--font-mono); font-weight: 600; }

/* Confetti container — sits over recommendation card */
.iv-reco-final { position: relative; overflow: hidden; }
.iv-reco-confetti {
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 100%;
  pointer-events: none;
  overflow: hidden;
  z-index: 2;
}
.iv-confetti-piece {
  position: absolute;
  top: -16px;
  width: 8px;
  height: 14px;
  border-radius: 2px;
  opacity: 0.9;
  animation-name: iv-confetti-fall;
  animation-timing-function: cubic-bezier(0.35, 0.05, 0.5, 1);
  animation-fill-mode: both;
  animation-iteration-count: 1;
}
@keyframes iv-confetti-fall {
  0%   { transform: translateY(-20px) rotate(0); opacity: 0; }
  10%  { opacity: 1; }
  100% { transform: translateY(420px) rotate(var(--rot, 360deg)); opacity: 0; }
}

/* Gold sheen sweep on level name */
.iv-gold-sheen {
  position: relative;
  background: linear-gradient(135deg, #f0d080, #c9a84c 50%, #b08930);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}
.iv-gold-sheen::after {
  content: attr(data-text);
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent 30%, rgba(255,255,255,0.5) 50%, transparent 70%);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-size: 200% 100%;
  animation: iv-sheen-sweep 3s linear infinite;
}
@keyframes iv-sheen-sweep {
  0%   { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

/* Tax toggle */
.iv-tax-toggle {
  margin: 14px auto 12px;
  padding: 8px 12px;
  background: rgba(255,255,255,0.025);
  border: 1px solid var(--border2);
  border-radius: var(--r-md);
  max-width: 480px;
}
.iv-tax-lbl {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  user-select: none;
  text-align: left;
}
.iv-tax-lbl input { width: 16px; height: 16px; accent-color: var(--gold); cursor: pointer; }
.iv-tax-name { font-size: 0.84rem; color: var(--text); font-weight: 600; }
.iv-tax-hint { font-size: 0.72rem; color: var(--text3); margin-left: auto; }

.iv-reco-tax-line {
  font-family: var(--font-mono);
  font-size: 0.86rem;
  color: var(--text2);
  margin-top: -6px;
  margin-bottom: 8px;
}
.iv-reco-tax-line strong { color: var(--gold); font-weight: 700; margin: 0 4px; }
.iv-reco-tax-line span { color: var(--text3); }

/* VIP Gift button */
.iv-vip-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  width: 100%;
  max-width: 480px;
  margin: 14px auto;
  padding: 14px 20px;
  background: linear-gradient(135deg, rgba(201,168,76,0.12), rgba(201,168,76,0.04));
  border: 1px dashed var(--gold);
  border-radius: var(--r-md);
  color: var(--gold);
  cursor: pointer;
  font-family: var(--font-body);
  position: relative;
  overflow: hidden;
  transition: all 0.32s var(--ease-out);
}
.iv-vip-btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent 30%, rgba(255,221,140,0.32) 50%, transparent 70%);
  transform: translateX(-100%);
  transition: transform 0.7s ease;
}
.iv-vip-btn:hover {
  background: linear-gradient(135deg, rgba(201,168,76,0.22), rgba(201,168,76,0.08));
  border-style: solid;
  box-shadow: 0 12px 28px rgba(201,168,76,0.28);
  transform: translateY(-2px);
}
.iv-vip-btn:hover::before { transform: translateX(100%); }
.iv-vip-btn-ico { font-size: 1.4rem; margin-bottom: 4px; }
.iv-vip-btn-txt {
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.iv-vip-btn-sub {
  font-size: 0.74rem;
  color: var(--text2);
  margin-top: 4px;
  font-weight: 500;
  letter-spacing: 0;
}

/* VIP active banner */
.iv-vip-banner {
  margin: 14px auto;
  max-width: 540px;
  padding: 18px 20px;
  background: linear-gradient(135deg, rgba(255,215,140,0.16), rgba(201,168,76,0.06));
  border: 2px solid var(--gold);
  border-radius: var(--r-lg);
  position: relative;
  overflow: hidden;
  text-align: left;
  animation: iv-vip-pop 0.7s cubic-bezier(0.34, 1.56, 0.64, 1) both;
  box-shadow: 0 16px 40px rgba(201,168,76,0.22), 0 0 0 1px rgba(201,168,76,0.16);
}
@keyframes iv-vip-pop {
  from { opacity: 0; transform: scale(0.82); }
  to   { opacity: 1; transform: scale(1); }
}
.iv-vip-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent 30%, rgba(255,221,140,0.28) 50%, transparent 70%);
  transform: translateX(-100%);
  animation: iv-vip-sheen 2s ease-out 0.5s 1;
}
@keyframes iv-vip-sheen {
  to { transform: translateX(100%); }
}
.iv-vip-ribbon {
  display: inline-block;
  font-size: 0.74rem;
  letter-spacing: 0.18em;
  font-weight: 800;
  color: var(--gold);
  background: rgba(0,0,0,0.32);
  padding: 5px 12px;
  border-radius: var(--r-full);
  margin-bottom: 12px;
  text-transform: uppercase;
}
.iv-vip-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-bottom: 10px;
}
.iv-vip-lbl {
  font-size: 0.66rem;
  letter-spacing: 0.16em;
  color: var(--text3);
  font-weight: 700;
  text-transform: uppercase;
  margin-bottom: 4px;
}
.iv-vip-val {
  font-family: var(--font-mono);
  font-size: 1.15rem;
  color: var(--text);
  font-weight: 700;
}
.iv-vip-total {
  background: linear-gradient(135deg, #f0d080, #c9a84c);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}
.iv-vip-note {
  font-size: 0.82rem;
  color: var(--text2);
  line-height: 1.55;
  margin: 0;
  padding-top: 10px;
  border-top: 1px solid rgba(201,168,76,0.2);
}
.iv-vip-just-added .iv-reco-final-total { animation: iv-vip-pulse 1.4s ease-out 1; }
@keyframes iv-vip-pulse {
  0%, 100% { transform: scale(1); }
  40%      { transform: scale(1.05); text-shadow: 0 0 28px rgba(201,168,76,0.6); }
}

@media (max-width: 600px) {
  .iv-vip-grid { grid-template-columns: 1fr; gap: 8px; text-align: center; }
  .iv-tax-lbl { flex-wrap: wrap; }
  .iv-tax-hint { margin-left: 0; flex-basis: 100%; }
}